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How to Buy a Car with Bad Credit or No Credit

Low credit is generally defined as a score under 629. You can have low credit for a variety of reasons, including a history of making late payments to lenders, identity theft or simply not having enough years of credit history. Your credit score dictates what type of interest you’ll end up paying on your car loan, and a low score means a higher interest rate. The good news is you aren’t necessarily destined to pay a high-interest rate on your

Tips for Getting an Auto Loan When You Have Bad Credit

If you have bad credit, you’re not alone. Around 25% of consumers are considered sub-prime – meaning they have a credit score below 620, usually as a result of not paying bills on time, going through bankruptcy, or repossession. Getting a car loan with bad credit really depends a lot on the current lending climate as well as factors such as your income, how long you’ve been at your current job, and how much debt you currently have. Looking for

What to Do If You Can’t Qualify for A Car Loan

When you need a car and you have poor credit, you have very limited options. You can purchase a car at a lot that will finance the loan for you at exorbitant interest rates, or save up and pay cash for a car. Unfortunately, it is not always practical to rely on public transportation and there are parts of the country where you need your own car to get around. Additionally, if you work odd shifts, you may have a

Bad Credit Auto Loan for the Military

Buying is an Investment Buying a car is a major investment. To get the best deal, military service members and their families need to be well-prepared buyers, learn how to avoid scams and shady sales practices, and take advantage of the special offers and protections available to military buyers. If you looking for help to fund your car, Car Loans Of America is here to help. So the time has come to purchase that vehicle you’ve had your eye on

How to Get a Car Loan with Bad Credit

Understanding How to Get Car Loans and Your Credit Rating Figuring out how to get a car loan with bad credit can be tough. Due to poor credit ratings, a lot of people have their car loan applications turned down. This can often be attributed to their poor preparation for the application process or the poor timing of their application. Presently, owing to the economic recession, people with low FICO scores can often obtain credit services from money lenders. Financial institutions

Restrictions with bad Credit

When you swipe a credit card or take out a loan to make a purchase, you probably don’t think of the experience as a test of your personal integrity or reliability. You’re more interested in how you’ll feel behind the wheel of your new car, walking through your new home’s kitchen, or sitting in front of your new flat-screen TV. But your creditors don’t care about how your purchasing habits improve your personal happiness or quality of life. They just want to recover

Why Car Buyers Should Not Consider a Private Seller

If you’re in the market for a new car and want to make a fast transaction. Buying from a private seller probably sounds like the right way to go. But you might want to pump the brakes. As with anything, there are benefits and costs when you choose to purchase a vehicle from a private seller. But unlike buying from a dealership, a business that has to follow state consumer laws. Private sellers have more freedom. As such, you could

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