Get a Bad Credit Car Loan With Car Loans Of America
Obtaining a bad credit car loan from Car Loans of America is the fastest and easiest way for you to purchase a new car. We help many people even if they have bad credit to get the car loans that they need. Applying with us is easy and we can get you pre-approved immediately.
Owning a car brings so much comfort and freedom than you can imagine!
What you need to know
Getting the right car loan from the best company is an important step.
Knowing that the finance company that you are working with will help you even if you have a poor credit history is important to know.
Here at Car Loans of America, we are here to help you through the seemingly difficult process.
Car Loans of America Specialties
Our specialty is helping people that other finance companies can’t or won’t help.
Getting you the car that you want is our mission.
Helping people rebuild their credit with our car loan program is easier that you might think.
By filling out our online application your new car loan is only a click away.
Are you tired of getting the run around from other banks and financial companies?
We here to provide you with first-class car financing and get you back on the road again.
If you have made mistakes in the past with your credit then do not worry.
We work with clients that have had previous repossessions and we can still get them financed.
Working with us allows you to get the auto financing you need even with your previous mistakes in the past.
When applying with us it is very important for you to have a current job and proof of income so our car loan calculator will know how much to pre-approve.
Your job is the most important on your credit application.
Showing your proof of income will allow us to get you approved.
When approving our clients our underlying guidelines have two key factors.
One is your proof of income that we already discussed and the second is your proof of residence.
Our underwriting guidelines typically look for stability for our clients so the income and residence carry a lot of weight in our underwriting procedure.
Here is How it Works
First of all, you need to fill out the application on our website.
We will need to see your proof of income, which can be your pay-stub.
Proof of residence which can be a home utility bill going to your residence.
We will need credit information filled out authorizing us to run your credit.
Providing us with five personal references. We will need the full names and addresses of all five people.
You will also need to provide us with proof of insurance once you have been approved because the dealer will require it.
We will also need to see a copy of your driver’s license.
The Necessity of Having Your Own Car
Having reliable transportation is truly a wonderful thing to have.
By getting pre-approved for a bad credit car loan with us you can be closer than you think getting the car that you need.
We make the whole process of car financing a simple and straight forward
You may not notice until you find yourself in that awkward situation.
This fuels the desire for you to own a vehicle so as you can be at wherever you choose to, at any point in time.
You may not have the entire money needed to own a vehicle but if you have a down payment, you can own your car.
This is only made possible by Car Loans of America.
With a car loan, it allows you to pay off your car with equal monthly installments.
A car loan gives you the ability to own a car, truck or any other form of automobile including vans.
Poor Credit? Get a Bad Credit Car Loan
An auto loan, otherwise known as car loan is a cash advance for the sole purpose of buying an automobile.
American Citizens who have poor credit or have just experienced bankruptcy can now get bad credit car loans to buy their car of their dreams.
The cash advance received from the car loan is used to purchase a car, vehicle, truck, or van you intend to buy.
However, this auto loan has equal installments to pay a stipulated sum of money monthly until the loan term is completely over.
Amazing testimonies and positive reviews from our satisfied customers across the state is proof of our efficiency
Among all other advantages of having your car financed by us are:
• Any credit can qualify. Good, poor or bad credit.
• Easy application and straightforward process
• Flexible and negotiable payment terms and repayment duration
• Friendly and effective customer service
• Convenient auto loan payment plan
• Zero hidden charges
• Competitive interest rates.
Bad Credit Car Loans Anytime – Fast and Easy
Our method of operation at Car Loans of America ensures that you get access to our products and services from the comfort of your home.
The internet presence we offer makes it possible for you to handle and manage your loan request anytime and anywhere.
Remember, having bad credit is not a problem.
With our very easy process, financing car purchase has become much easier for everyone.
Our requirements are convenient.
It becomes quite easy for a good number of our applicants to gain approval, no matter their credit situation.
We are also able to provide an auto loan for people with bad credit or even great credit.
It is easy for you to get a car loan hassle-free with less inconvenience.
Our loan process has been designed to eliminate all the unnecessary bottlenecks and bureaucracies.
Offering the best online car loans in America
We are able to ensure that you get the car of your choice.
This is possible because of our huge supply of dealerships scattered all over America.
When looking for a particular car we work for over 30,000 dealers nationwide.
If you are looking for a particular car we are confident within our network of dealers.
We feel that you will be able to find the car you are looking for with our help.
Our online presence makes it easier and faster for you to do the following:
• View and review your statement anytime, possibly saving it for print at your convenience.
• Achieve payments from your mobile devices, tablets, and laptops.
• Make a one-time payment, set up auto-pay or possibly reschedule payments in the future.
The pre-approval enables you to negotiate so as to get a new car or used car price and other dealer incentives like a cash buyer with perfect credit, enjoying similar benefits as well.
With the pre-approval, you are free to pride yourself in the financial progress you now possess.
Our car loan representatives are always waiting to guide you accordingly when you contact us.
What You Need to Get an Auto Loan with Bad Credit
Getting an auto loan with Car Loans of America has become easier than anyone would have probably imagined.
However, we will require some stipulations from you to provide you with our products and services.
It is our intentions to help the millions of Americans own their personal cars.
For this reason, our requirements have been made very simple and straightforward.
These requirements include:
• Any authorized ID to validate your identity (we do not need your social security number).
• Proof of your monthly income
• Your permission and agreement to insure the car.
• Five personal references.
• An intent to buy a car or an automobile from our thousands of authorized licensed car dealer partners.
• You will also be required to file a credit application.
For further guidance
You can contact us and we will guide you through the entire process of getting a bad credit car loan wherever you are in the US.
How Do Our Loans work? – The Car Loans of America Experience
It is easier for us to finance your car once you have been able to meet our requirements.
Be it new or an old automobile, we make it easy for anyone to own the automobile of his or her dreams.
The step by step process for getting a bad credit car loan is as simple as A, B, C.
The steps are listed below:
Step 1. Applying online is the first thing you have to do as this shows your interest to work with us. It does not matter whether you have a good credit or bad credit. All you need to do is apply.
Our team of professionals will ask you some vital question. These questions are necessary to find the best option for you.
Step 2. The pre-approval which gives you the right to visit any dealership that is recommended by us and shop for a car like every other buyer will do. Usually, as we give you a pre-approval, we also give you a list of recommended dealerships in America that suits your needs.
Upon receiving a pre-approval, the next step is to find the right dealership that has the car you really want. Our dealers offer quality vehicles that reach our standard for mileage and age. The recommended list of dealerships facilitates the car financing process.
Step 3. Getting the car of your choice. You only need to check carefully for the right car you want.
Bad credit or not, whatever car you desire to own, Car Loans of America can finance that dream. For more information, you can visit our FAQ page for more answers
Getting auto financing with bad credit
One of the most important indices in qualifying at any traditional institution is having a good credit score.
However, Car Loans of America offers you the best bad credit car loan you can find.
Banks and credit unions consider your credit score as a yardstick for your loan approval, but we don’t.
Our focus at Car Loans of America is to give bad credit car loan seekers the opportunity to purchase the vehicle of their dreams.
Just the way a qualified car loan applicant who have a FICO score of 700 and above, you get to enjoy similar privileges and lower rates.
You can even get an auto loan at an APR as low as 6%, flexible loan terms and even loan check up to $20,000.
Not everyone has good credit. But that does not mean that you cannot enjoy the life you truly desire with your bad credit.
In fact, if you are qualified but have poor or bad credit, you can still have a bad credit auto loan pre-approval with us.
Either way, when approaching us, it is a win-win situation since you will leave our office satisfied and financed.
With our bad credit car loan, we also help you rebuild your credit over time.
Car Loan Calculator
Before you proceed to get a car loan, it is important to use our car loan calculator to estimate the car financing deal that will fit your specific credit score.
This enables you to estimate the entire value of the automobile you intend financing.
Also, the car loan calculator enables you to get a car loan that will conveniently fit into your budget.
Our car loan calculator enables you to understand the effect of interest rates and loan terms on your monthly payments.
Some important information is needed to estimate the right option for you.
The necessary data that will be required for your car loan includes:
• Loan amount which refers to the amount of money you are borrowing
• Loan term which refers to the duration of the loan
• The Annual Percentage Rate (APR)
Once you have this estimate it is easier and faster for you to shop for the right vehicle.
As you would have already understood the entire financial terms involved in the deal.
At Car Loans of America, we do our best to work with you, employing the best hands so as you can effectively see out the loan term.
Car Loans of America has locations scattered all throughout the U.S. which include:
- Los Angeles, California to Austin, Texas –
- San Diego, California to Chicago, Illinois –
- Phoenix, Arizona to Miami, Florida –
- And much more!
For more information please visit our blog for helpful tips!
Do you want a bad credit car loan at an affordable APR, get your Car Loans of America auto loan today!